Get Car Insurance Quotes in Kentucky
Started in 1792 and at more than 228 years-old, Kentucky covers more than 40,408 miles of land and is a place of residence to 4,467,673 people. There are presently 11 active highways in Kentucky covering 913 miles of asphalt. For those seeking to drive on I-24, I-64, I-65, I-69, I-71, I-75 and more, obtaining car insurance in Kentucky is a necessity. The median rate of car insurance in Kentucky is nearly $99. The minimum liability bodily coverage requirements per person is $25,000 and the required minimum liability bodily coverage per accident is $50,000. For the bulk of motorists picking up car insurance in Kentucky, we recommend getting a hold of at a minimum $50,000 for bodily coverage per person and the matching amount per accident. Drivers can count on paying up to $494 per month for car insurance in Kentucky, and at the lowest $17.
Average Costs for Car Insurance in Kentucky
| Type of Car Insurance Coverage in Kentucky | Average Monthly Cost |
|---|---|
| Full Coverage car insurance cost in Kentucky | $184 |
| Liability car insurance cost in Kentucky | $60 |
| State Minimum car insurance cost in Kentucky | $53 |
| Average Car Insurance Costs for Cities in Kentucky | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Adairville, KY | $74 per month | $888 per year |
| Albany, KY | $84 per month | $1,008 per year |
| Alexandria, KY | $75 per month | $900 per year |
| Allen, KY | $126 per month | $1,512 per year |
| Arlington, KY | $79 per month | $948 per year |
| Ashland, KY | $85 per month | $1,020 per year |
| Barbourville, KY | $116 per month | $1,392 per year |
| Bardstown, KY | $91 per month | $1,092 per year |
| Bardwell, KY | $78 per month | $936 per year |
| Beattyville, KY | $121 per month | $1,452 per year |
| Beaver Dam, KY | $77 per month | $924 per year |
| Bedford, KY | $90 per month | $1,080 per year |
| Bellevue, KY | $75 per month | $900 per year |
| Benton, KY | $77 per month | $924 per year |
| Berea, KY | $76 per month | $912 per year |
| Booneville, KY | $128 per month | $1,536 per year |
| Bowling Green, KY | $74 per month | $888 per year |
| Brandenburg, KY | $84 per month | $1,008 per year |
| Brooksville, KY | $88 per month | $1,056 per year |
| Brownsville, KY | $82 per month | $984 per year |
| Burkesville, KY | $85 per month | $1,020 per year |
| Burlington, KY | $75 per month | $900 per year |
| Cadiz, KY | $77 per month | $924 per year |
| Calhoun, KY | $78 per month | $936 per year |
| Calvert City, KY | $78 per month | $936 per year |
| Campbellsville, KY | $82 per month | $984 per year |
| Campton, KY | $122 per month | $1,464 per year |
| Carlisle, KY | $83 per month | $996 per year |
| Carrollton, KY | $87 per month | $1,044 per year |
| Central City, KY | $79 per month | $948 per year |
| Chaplin, KY | $89 per month | $1,068 per year |
| Clarkson, KY | $84 per month | $1,008 per year |
| Clay City, KY | $98 per month | $1,176 per year |
| Clinton, KY | $79 per month | $948 per year |
| Columbia, KY | $81 per month | $972 per year |
| Corbin, KY | $101 per month | $1,212 per year |
| Covington, KY | $78 per month | $936 per year |
| Crestwood, KY | $85 per month | $1,020 per year |
| Cumberland, KY | $124 per month | $1,488 per year |
| Cynthiana, KY | $78 per month | $936 per year |
| Danville, KY | $78 per month | $936 per year |
| Dawson Springs, KY | $78 per month | $936 per year |
| Dixon, KY | $81 per month | $972 per year |
| Dry Ridge, KY | $87 per month | $1,044 per year |
| Edmonton, KY | $80 per month | $960 per year |
| Elizabethtown, KY | $81 per month | $972 per year |
| Elkton, KY | $75 per month | $900 per year |
| Eminence, KY | $85 per month | $1,020 per year |
| Erlanger, KY | $75 per month | $900 per year |
| Falmouth, KY | $87 per month | $1,044 per year |
| Flatwoods, KY | $86 per month | $1,032 per year |
| Flemingsburg, KY | $79 per month | $948 per year |
| Florence, KY | $74 per month | $888 per year |
| Fort Thomas, KY | $72 per month | $864 per year |
| Frankfort, KY | $77 per month | $924 per year |
| Franklin, KY | $76 per month | $912 per year |
| Ft Mitchell, KY | $76 per month | $912 per year |
| Fulton, KY | $80 per month | $960 per year |
| Georgetown, KY | $79 per month | $948 per year |
| Gilbertsville, KY | $78 per month | $936 per year |
| Glasgow, KY | $77 per month | $924 per year |
| Grayson, KY | $89 per month | $1,068 per year |
| Greensburg, KY | $83 per month | $996 per year |
| Greenup, KY | $87 per month | $1,044 per year |
| Greenville, KY | $79 per month | $948 per year |
| Hardinsburg, KY | $79 per month | $948 per year |
| Harlan, KY | $128 per month | $1,536 per year |
| Harrodsburg, KY | $80 per month | $960 per year |
| Hartford, KY | $78 per month | $936 per year |
| Hawesville, KY | $78 per month | $936 per year |
| Hazard, KY | $126 per month | $1,512 per year |
| Hebron, KY | $75 per month | $900 per year |
| Henderson, KY | $76 per month | $912 per year |
| Hindman, KY | $127 per month | $1,524 per year |
| Hodgenville, KY | $83 per month | $996 per year |
| Hopkinsville, KY | $76 per month | $912 per year |
| Horse Cave, KY | $80 per month | $960 per year |
| Hyden, KY | $136 per month | $1,632 per year |
| Independence, KY | $77 per month | $924 per year |
| Inez, KY | $129 per month | $1,548 per year |
| Irvine, KY | $110 per month | $1,320 per year |
| Jamestown, KY | $84 per month | $1,008 per year |
| Kevil, KY | $79 per month | $948 per year |
| Kuttawa, KY | $77 per month | $924 per year |
| La Grange, KY | $84 per month | $1,008 per year |
| Lancaster, KY | $81 per month | $972 per year |
| Latonia, KY | $77 per month | $924 per year |
| Lawrenceburg, KY | $78 per month | $936 per year |
| Lebanon, KY | $90 per month | $1,080 per year |
| Leitchfield, KY | $82 per month | $984 per year |
| Lexington, KY | $80 per month | $960 per year |
| Liberty, KY | $90 per month | $1,080 per year |
| London, KY | $100 per month | $1,200 per year |
| Louisa, KY | $118 per month | $1,416 per year |
| Louisville, KY | $110 per month | $1,320 per year |
| Madisonville, KY | $78 per month | $936 per year |
| Manchester, KY | $137 per month | $1,644 per year |
| Marion, KY | $82 per month | $984 per year |
| Mayfield, KY | $76 per month | $912 per year |
| Maysville, KY | $79 per month | $948 per year |
| Middlesboro, KY | $116 per month | $1,392 per year |
| Monticello, KY | $88 per month | $1,056 per year |
| Morehead, KY | $83 per month | $996 per year |
| Morganfield, KY | $77 per month | $924 per year |
| Morgantown, KY | $82 per month | $984 per year |
| Mount Olivet, KY | $85 per month | $1,020 per year |
| Mount Sterling, KY | $81 per month | $972 per year |
| Mount Vernon, KY | $98 per month | $1,176 per year |
| Mount Washington, KY | $93 per month | $1,116 per year |
| Munfordville, KY | $84 per month | $1,008 per year |
| Murray, KY | $76 per month | $912 per year |
| New Castle, KY | $84 per month | $1,008 per year |
| Newport, KY | $75 per month | $900 per year |
| Nicholasville, KY | $78 per month | $936 per year |
| Olive Hill, KY | $88 per month | $1,056 per year |
| Owensboro, KY | $70 per month | $840 per year |
| Owenton, KY | $88 per month | $1,056 per year |
| Owingsville, KY | $80 per month | $960 per year |
| Paducah, KY | $79 per month | $948 per year |
| Paintsville, KY | $127 per month | $1,524 per year |
| Paris, KY | $78 per month | $936 per year |
| Pewee Valley, KY | $85 per month | $1,020 per year |
| Pikeville, KY | $128 per month | $1,536 per year |
| Pine Knot, KY | $96 per month | $1,152 per year |
| Prestonsburg, KY | $125 per month | $1,500 per year |
| Princeton, KY | $79 per month | $948 per year |
| Prospect, KY | $94 per month | $1,128 per year |
| Radcliff, KY | $82 per month | $984 per year |
| Richmond, KY | $76 per month | $912 per year |
| Russell, KY | $86 per month | $1,032 per year |
| Russell Springs, KY | $85 per month | $1,020 per year |
| Russellville, KY | $75 per month | $900 per year |
| Salyersville, KY | $132 per month | $1,584 per year |
| Scottsville, KY | $79 per month | $948 per year |
| Shelbyville, KY | $86 per month | $1,032 per year |
| Shepherdsville, KY | $92 per month | $1,104 per year |
| Simpsonville, KY | $86 per month | $1,032 per year |
| Somerset, KY | $91 per month | $1,092 per year |
| South Shore, KY | $86 per month | $1,032 per year |
| South Williamson, KY | $129 per month | $1,548 per year |
| Springfield, KY | $90 per month | $1,080 per year |
| Stanford, KY | $86 per month | $1,032 per year |
| Stanton, KY | $98 per month | $1,176 per year |
| Sturgis, KY | $77 per month | $924 per year |
| Taylorsville, KY | $94 per month | $1,128 per year |
| Tompkinsville, KY | $78 per month | $936 per year |
| Union, KY | $77 per month | $924 per year |
| Versailles, KY | $77 per month | $924 per year |
| Vine Grove, KY | $82 per month | $984 per year |
| Walton, KY | $77 per month | $924 per year |
| Warsaw, KY | $88 per month | $1,056 per year |
| West Liberty, KY | $110 per month | $1,320 per year |
| Whitesburg, KY | $125 per month | $1,500 per year |
| Whitley City, KY | $96 per month | $1,152 per year |
| Wickliffe, KY | $81 per month | $972 per year |
| Williamsburg, KY | $99 per month | $1,188 per year |
| Williamstown, KY | $88 per month | $1,056 per year |
| Winchester, KY | $79 per month | $948 per year |
Quotes from the Best Car Insurance Companies in Kentucky
Cheapest Full Coverage Car Insurance in Kentucky by Company
| Company | Average Monthly Cost |
|---|---|
| Allstate full coverage car insurance price in Kentucky | $162 |
| Progressive full coverage car insurance price in Kentucky | $221 |
| Farmers full coverage car insurance price in Kentucky | $197 |
| State Farm full coverage car insurance price in Kentucky | $147 |
| Nationwide full coverage car insurance price in Kentucky | $175 |
Costs for Liability Car Insurance in Kentucky
| Company | Average Monthly Cost |
|---|---|
| Allstate liability car insurance in Kentucky | $59 |
| Progressive liability car insurance in Kentucky | $77 |
| Farmers liability car insurance in Kentucky | $100 |
| State Farm liability car insurance in Kentucky | $62 |
| Nationwide liability car insurance in Kentucky | $58 |
Kentucky Minimum Car Insurance by Company
| Company | Average Monthly Cost |
|---|---|
| Allstate Kentucky minimum car insurance | $48 |
| Progressive Kentucky minimum car insurance | $75 |
| Farmers Kentucky minimum car insurance | $80 |
| State Farm Kentucky minimum car insurance | $60 |
| Nationwide Kentucky minimum car insurance | $52 |
Kentucky Car Insurance Rates by County
| County in Kentucky | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Adair County, KY | $82 per month | $984 per year |
| Allen County, KY | $79 per month | $948 per year |
| Anderson County, KY | $78 per month | $936 per year |
| Ballard County, KY | $82 per month | $984 per year |
| Barren County, KY | $77 per month | $924 per year |
| Bath County, KY | $80 per month | $960 per year |
| Bell County, KY | $117 per month | $1,404 per year |
| Boone County, KY | $76 per month | $912 per year |
| Bourbon County, KY | $79 per month | $948 per year |
| Boyd County, KY | $85 per month | $1,020 per year |
| Boyle County, KY | $79 per month | $948 per year |
| Bracken County, KY | $88 per month | $1,056 per year |
| Breckinridge County, KY | $80 per month | $960 per year |
| Bullitt County, KY | $93 per month | $1,116 per year |
| Butler County, KY | $81 per month | $972 per year |
| Caldwell County, KY | $80 per month | $960 per year |
| Calloway County, KY | $76 per month | $912 per year |
| Campbell County, KY | $75 per month | $900 per year |
| Carlisle County, KY | $79 per month | $948 per year |
| Carroll County, KY | $86 per month | $1,032 per year |
| Carter County, KY | $90 per month | $1,080 per year |
| Casey County, KY | $89 per month | $1,068 per year |
| Christian County, KY | $76 per month | $912 per year |
| Clark County, KY | $79 per month | $948 per year |
| Clay County, KY | $133 per month | $1,596 per year |
| Clinton County, KY | $84 per month | $1,008 per year |
| Crittenden County, KY | $87 per month | $1,044 per year |
| Cumberland County, KY | $85 per month | $1,020 per year |
| Daviess County, KY | $73 per month | $876 per year |
| Edmonson County, KY | $81 per month | $972 per year |
| Estill County, KY | $114 per month | $1,368 per year |
| Fayette County, KY | $80 per month | $960 per year |
| Fleming County, KY | $80 per month | $960 per year |
| Floyd County, KY | $127 per month | $1,524 per year |
| Franklin County, KY | $77 per month | $924 per year |
| Fulton County, KY | $79 per month | $948 per year |
| Gallatin County, KY | $88 per month | $1,056 per year |
| Garrard County, KY | $81 per month | $972 per year |
| Grant County, KY | $86 per month | $1,032 per year |
| Graves County, KY | $78 per month | $936 per year |
| Grayson County, KY | $82 per month | $984 per year |
| Green County, KY | $83 per month | $996 per year |
| Greenup County, KY | $86 per month | $1,032 per year |
| Hancock County, KY | $77 per month | $924 per year |
| Hardin County, KY | $82 per month | $984 per year |
| Harlan County, KY | $128 per month | $1,536 per year |
| Harrison County, KY | $79 per month | $948 per year |
| Hart County, KY | $83 per month | $996 per year |
| Henderson County, KY | $76 per month | $912 per year |
| Henry County, KY | $84 per month | $1,008 per year |
| Hickman County, KY | $78 per month | $936 per year |
| Hopkins County, KY | $77 per month | $924 per year |
| Jefferson County, KY | $108 per month | $1,296 per year |
| Jessamine County, KY | $85 per month | $1,020 per year |
| Johnson County, KY | $130 per month | $1,560 per year |
| Kenton County, KY | $77 per month | $924 per year |
| Knott County, KY | $129 per month | $1,548 per year |
| Knox County, KY | $120 per month | $1,440 per year |
| Larue County, KY | $82 per month | $984 per year |
| Laurel County, KY | $100 per month | $1,200 per year |
| Lawrence County, KY | $122 per month | $1,464 per year |
| Lee County, KY | $121 per month | $1,452 per year |
| Leslie County, KY | $134 per month | $1,608 per year |
| Letcher County, KY | $125 per month | $1,500 per year |
| Lincoln County, KY | $87 per month | $1,044 per year |
| Logan County, KY | $75 per month | $900 per year |
| Lyon County, KY | $77 per month | $924 per year |
| Madison County, KY | $76 per month | $912 per year |
| Magoffin County, KY | $133 per month | $1,596 per year |
| Marion County, KY | $92 per month | $1,104 per year |
| Marshall County, KY | $77 per month | $924 per year |
| Martin County, KY | $130 per month | $1,560 per year |
| Mason County, KY | $83 per month | $996 per year |
| Mccracken County, KY | $79 per month | $948 per year |
| Mccreary County, KY | $96 per month | $1,152 per year |
| Mclean County, KY | $78 per month | $936 per year |
| Meade County, KY | $83 per month | $996 per year |
| Mercer County, KY | $79 per month | $948 per year |
| Metcalfe County, KY | $79 per month | $948 per year |
| Monroe County, KY | $77 per month | $924 per year |
| Montgomery County, KY | $81 per month | $972 per year |
| Morgan County, KY | $110 per month | $1,320 per year |
| Muhlenberg County, KY | $79 per month | $948 per year |
| Nelson County, KY | $93 per month | $1,116 per year |
| Nicholas County, KY | $82 per month | $984 per year |
| Ohio County, KY | $77 per month | $924 per year |
| Oldham County, KY | $85 per month | $1,020 per year |
| Owen County, KY | $87 per month | $1,044 per year |
| Owsley County, KY | $128 per month | $1,536 per year |
| Pendleton County, KY | $87 per month | $1,044 per year |
| Perry County, KY | $134 per month | $1,608 per year |
| Pike County, KY | $129 per month | $1,548 per year |
| Powell County, KY | $98 per month | $1,176 per year |
| Pulaski County, KY | $90 per month | $1,080 per year |
| Robertson County, KY | $85 per month | $1,020 per year |
| Rockcastle County, KY | $97 per month | $1,164 per year |
| Rowan County, KY | $83 per month | $996 per year |
| Russell County, KY | $85 per month | $1,020 per year |
| Scott County, KY | $80 per month | $960 per year |
| Shelby County, KY | $85 per month | $1,020 per year |
| Simpson County, KY | $76 per month | $912 per year |
| Spencer County, KY | $93 per month | $1,116 per year |
| Taylor County, KY | $87 per month | $1,044 per year |
| Todd County, KY | $75 per month | $900 per year |
| Trigg County, KY | $77 per month | $924 per year |
| Trimble County, KY | $89 per month | $1,068 per year |
| Union County, KY | $77 per month | $924 per year |
| Warren County, KY | $75 per month | $900 per year |
| Washington County, KY | $89 per month | $1,068 per year |
| Wayne County, KY | $88 per month | $1,056 per year |
| Webster County, KY | $81 per month | $972 per year |
| Whitley County, KY | $99 per month | $1,188 per year |
| Wolfe County, KY | $117 per month | $1,404 per year |
| Woodford County, KY | $78 per month | $936 per year |
Kentucky Car Insurance Resources
Kentucky Department of Insurance
Kentucky Transportation Cabinet
Kentucky Department of Motor Vehicles